Smart Money 4-Week Youth Ministry CurriculumWhat the Bible Says About Money Nuts and bolts practical advice for teens about how to spend, save, and manage their money. Smart Money Lessons Overview: Memory Verse: Every good and perfect gift is from above, coming down from the Father of the heavenly lights, who does not change like shifting shadows. James 1: 17 (NIV) Credit When we buy things on credit, we are borrowing against a future where we might never have the resources to repay the debt.
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